:root {
            --emerald: #059669;
            --emerald-dark: #065f46;
            --navy: #0f172a;
            --soft-bg: #f8fafc;
        }
        body {
            font-family: 'Inter', sans-serif;
            background-color: var(--soft-bg);
            color: var(--navy);
            scroll-behavior: smooth;
        }
        .font-brand { font-family: 'Montserrat', sans-serif; }
        
        .nav-blur {
            background: rgba(255, 255, 255, 0.9);
            backdrop-filter: blur(12px);
            border-bottom: 1px solid rgba(0,0,0,0.05);
        }

        .loan-card {
            transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
            border: 1px solid rgba(0,0,0,0.05);
        }
        .loan-card:hover {
            transform: translateY(-12px);
            box-shadow: 0 30px 60px -12px rgba(0, 0, 0, 0.1);
            border-color: var(--emerald);
        }

        .btn-primary {
            background-color: var(--emerald);
            transition: all 0.3s ease;
        }
        .btn-primary:hover {
            background-color: var(--emerald-dark);
            transform: scale(1.02);
        }

        .page-section { display: none; opacity: 0; transform: translateY(20px); transition: all 0.5s ease; }
        .page-section.active { display: block; opacity: 1; transform: translateY(0); }

        .stat-card {
            background: linear-gradient(135deg, #ffffff 0%, #f8fafc 100%);
            border: 1px solid rgba(0,0,0,0.03);
        }

        .calculator-input {
            width: 100%;
            background: #f1f5f9;
            border-radius: 8px;
            padding: 12px;
            font-weight: 600;
            outline: none;
            border: 2px solid transparent;
            transition: 0.2s;
        }
        .calculator-input:focus {
            border-color: var(--emerald);
            background: white;
        }

        /* Modal styling */
        .modal-overlay {
            background: rgba(15, 23, 42, 0.8);
            backdrop-filter: blur(8px);
        }

        .step-connector {
            position: absolute;
            top: 2rem;
            left: 50%;
            width: 100%;
            height: 2px;
            background: #e2e8f0;
            z-index: 0;
        }

        @keyframes float {
            0% { transform: translateY(0px); }
            50% { transform: translateY(-10px); }
            100% { transform: translateY(0px); }
        }
        .float-anim { animation: float 4s ease-in-out infinite; }